Payment in installments with Alma
The payment in several times/deferred is available via our partner Alma. The security of the payments is
ensured by Alma and its providers. All payments are protected by 3D Secure.
Amount of purchases
o P2X : Only purchases between 50 € and 2 000 € are eligible for payment with Alma.
o P3X : Only purchases between 50 € and 2 000 € are eligible for payment with Alma.
o P4X : Only purchases between 50 € and 2 000 € are eligible for payment with Alma.
Fees
By paying in installments with Alma, the Customer does not pay any fees. Except for the following cases:
o P3X : 1.00% per transaction
o P4X : 1.93% per transaction
Alma is a telepayment manager and issues an electronic certificate that will be considered as proof of
the amount and date of the transaction in accordance with the provisions of articles 1316 and following
of the civil code.
Cancellation
Any termination of the T&Cs between the Seller and the customer will result in the termination of the
UGCs between Alma and the customer.
If you offer payment in more than 4 installments with Alma, your customers must sign our credit
agreement, read the FIPEN and accept our privacy policy. You must include the following in your T&Cs in
the payment section:
Payment by credit with Alma
Payment
The payment by credit is available for the payment of their purchases via our partner Alma, the
execution of the payment is conditioned by the signature of the credit contract proposed by Alma. The
Seller accepts in advance the granting of credit concluded between Alma and the customer in
accordance with article L312-46 of the consumer code. If Alma agrees to grant the credit to the
customer, the amount will be paid by credit in accordance with article L312-45 of the consumer code.
Any refusal by Alma to grant credit for an order may result in the cancellation of the order, unless the
customer agrees to pay cash. Any cancellation of the GTC binding the Seller and the customer, entails
the cancellation of the credit contract between Alma and the customer. In case of withdrawal, the costs
and interests of the Customers will be refunded to them in accordance with the regulations.
Security
The security of the payments is ensured by Alma and its service providers. All payments are protected by
3D Secure. Alma is a tele-payment manager and delivers an electronic certificate which will be worth
proof of the amount and the date of the transaction in accordance with the provisions of articles 1316
and following of the civil code.
Special case
In the case of a contract of sale or provision of services with successive execution or delivered within a
long period of time, the Seller must specify in its GTC the time of the beginning of the delivery or the
provision of services. For more information, you can contact the alma teams at support@getalma.eu.